EntrepreneurialCheck
Ayo Omojola estimated net worth profile

Ayo Omojola Net Worth (Estimated)

CEO at Substrate · YC S24, W12

est. wealth $13.0M

Quick answer

Ayo Omojola's estimated net worth / paper wealth is $13.0M (range $9.1M–$19.5M) as of 2026.

Ayo Omojola is CEO at Substrate (YC S24, W12). Independent Entrepreneurial Check model estimate from public YC data.

At a glance

NameAyo Omojola
RoleCEO
CompanySubstrate
YC batchS24, W12
Est. company val$20.0M
Assumed ownership65%
Est. paper wealth / net worth$13.0M
$9.1M – $19.5M
  • Company status: Active
  • Education: Wharton School, University of Pennsylvania
  • Region: United States of America
  • Industries: B2B, Operations
  • Team size: 2
  • Website: https://www.substrate.cc/

Who is Ayo Omojola?

Ayo Omojola is the co-founder and CEO of Substrate (YC S24), an AI company focused on healthcare revenue cycle management. He previously held leadership roles at Carbon Health and Cash App, and founded Hipmob (YC W12).

Highlights:

  • Co-created and scaled the Cash Card at Cash App to a nine-figure revenue line.
  • Founded Hipmob (Y Combinator W12), which was acquired by Conversocial.com in 201
  • Served as Chief Product Officer at Carbon Health, helping scale the healthcare p

About Substrate

Substrate's AI agents automate the click-work & data entry in revenue cycle management. Our agents perform repetitive and time-consuming tasks on behalf of medical billers, significantly increasing efficiency and reducing errors.

Model inputs

  • Stage: seed
  • Valuation tier: fallback-seed
  • Valuation note: [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise] [scale: cleared name-collision raise]
  • Research as-of: 2026-08-04
  • Funding source: https://www.forbes.com/sites/dariashunina/2025/09/04/the-most-promising-startups-to-watch-from-yc-summer-2025-batch/

FAQ: Ayo Omojola net worth and Substrate valuation

What is Ayo Omojola's net worth?

Ayo Omojola's estimated net worth / paper wealth is $13.0M (range $9.1M–$19.5M) as of 2026. Entrepreneurial Check publishes an independent model-based estimate from public company and role data.

Ayo Omojola net worth

Ayo Omojola's estimated net worth / paper wealth is $13.0M (range $9.1M–$19.5M) as of 2026. This Ayo Omojola net worth figure is estimated paper wealth, not a verified statement of assets.

How much is Ayo Omojola worth?

Ayo Omojola's estimated net worth / paper wealth is $13.0M (range $9.1M–$19.5M) as of 2026. How much Ayo Omojola is worth here means estimated paper wealth from public company and role data — not financial advice.

How rich is Ayo Omojola?

Ayo Omojola's estimated net worth / paper wealth is $13.0M (range $9.1M–$19.5M) as of 2026. “How rich is Ayo Omojola” here means estimated paper wealth from public company and role data — not verified net worth or financial advice.

Ayo Omojola fortune

Ayo Omojola's estimated net worth / paper wealth is $13.0M (range $9.1M–$19.5M) as of 2026. This Ayo Omojola fortune figure is estimated paper wealth only, not a verified statement of assets.

Ayo Omojola equity value

Ayo Omojola's estimated net worth / paper wealth is $13.0M (range $9.1M–$19.5M) as of 2026. Ayo Omojola equity value on this page is modeled paper wealth from estimated ownership — not a disclosed cap table or verified net worth.

What is Substrate valuation?

Substrate's estimated valuation on Entrepreneurial Check is $20.0M. Independent model output, not a verified appraisal or official mark.

What is Substrate post-money valuation?

Substrate's estimated valuation on Entrepreneurial Check is $20.0M. That figure is a modeled post-money mark when a public raise is available — not a verified appraisal or official mark.

What is Substrate CEO net worth?

Ayo Omojola is listed as CEO at Substrate. Ayo Omojola's estimated net worth / paper wealth is $13.0M (range $9.1M–$19.5M) as of 2026. This Substrate CEO net worth figure is an independent paper-wealth estimate, not verified net worth.

What is Substrate funding?

Substrate funding, when a public raise is available, is a model input on this Entrepreneurial Check profile. How much Substrate raised is not a complete cap table — figures are estimates only.

How much did Substrate raise?

How much Substrate raised, when disclosed, informs the estimated Substrate valuation and founder paper-wealth figures on this page. Independent estimate only — not a complete cap table or financial advice.

How much money did Substrate raise?

How much money Substrate raised, when a public figure is available, is a model input for the estimated Substrate valuation on this profile. Estimates only — not a complete cap table.

What is Substrate series funding?

Substrate series funding, when a public raise is disclosed, informs the estimated Substrate valuation here. Not a complete financing history.

What company is Ayo Omojola building?

Ayo Omojola is CEO at Substrate, a Y Combinator-backed startup (batch S24, W12).

What does Substrate do?

Substrate — Artificial Intelligence for your medical billing team

What YC batch is Ayo Omojola from?

Ayo Omojola is associated with Y Combinator batch S24, W12.

Where did Ayo Omojola go to school?

Public profiles associate Ayo Omojola with Wharton School, University of Pennsylvania.

What other companies is Ayo Omojola connected to?

Public associations for Ayo Omojola include Hipmob, Cash App, Carbon Health, Bank of America.

Where is Ayo Omojola based?

Public directory data lists Ayo Omojola's region as United States of America.

What industry is Ayo Omojola in?

Ayo Omojola is listed under B2B, Operations.

How big is Substrate?

Public data lists Substrate's team size as 2.

What else is notable about Ayo Omojola?

Co-created and scaled the Cash Card at Cash App to a nine-figure revenue line.

Is Entrepreneurial Check affiliated with Y Combinator?

No. Entrepreneurial Check is an independent informational site and is not affiliated with, endorsed by, or sponsored by Y Combinator or the profiled companies.